莒县农商银行：金融赋能特色产业，助力莒县产业兴县

Core Insights - The article emphasizes the importance of industry development for regional economic growth, highlighting the role of Juxian Rural Commercial Bank in supporting local industries through tailored financial services [1] Group 1: Agricultural Industry Support - Juxian Rural Commercial Bank has developed customized credit products to support local agricultural specialties, significantly contributing to the growth of the fresh-cut flower industry in Zhaoxian Town, which has reached an annual production of 600 million stems and revenue exceeding 500 million yuan [2] - The bank has provided 683 million yuan in special loans to support the transformation of Longling Town from a brick and tile production area to an "Aiye Town," facilitating the establishment of a deep processing workshop for traditional Chinese medicine [2] - The bank has issued a total of 1.8 billion yuan in loans to various agricultural producers, aiding the development of national-level agricultural strong towns and "one village, one product" demonstration towns [2] Group 2: Industrial Cluster Financing - The bank has optimized its credit service system to support key industrial sectors such as plastic new materials and deep processing of agricultural products, with over 500 million yuan in loans provided to the plastic industry cluster [3] - A specialized credit product named "Plastic Ten Thousand Families" has been launched to support the entire industrial chain of plastic production, benefiting over 200 enterprises [3] - The bank has introduced the "Industry Credit e-loan" product for specialized and innovative enterprises, providing 17 million yuan in credit to Xingchen Aluminum Industry for upgrading production equipment [3] Group 3: Innovative Service Models - Juxian Rural Commercial Bank has established a collaborative service system involving finance, industry, and government to better meet the needs of local industries [4] - The bank has conducted 32 industry matchmaking and policy briefing sessions this year, covering over 600 enterprises, and has implemented a "door-to-door service" model to assist agricultural producers and remote enterprises [4] - Dedicated credit liaison officers have been assigned to key industrial enterprises to provide real-time support and adjust service plans as needed [4] Group 4: Future Directions - The bank plans to continue aligning with Juxian's industrial development strategy, focusing on addressing challenges in specialty industry development and enhancing financial product innovation [5] - The bank aims to act as a "guardian" for agricultural specialties and an "enabler" for industrial clusters, promoting local enterprises' transformation and growth through efficient financial services [5]