Qi Lu Wan Bao·2025-12-16 10:27Core Insights - The article emphasizes the role of technology finance in empowering the entire innovation chain and enhancing new productive forces through tailored financial services for tech enterprises [1][6] Group 1: Technology Finance - Minsheng Bank's Jinan branch has established a comprehensive service system for tech innovation, focusing on a three-tier collaborative mechanism to support tech enterprises at different growth stages [1] - The bank has created a full-cycle service model that integrates debt, equity, services, and resources to foster a collaborative ecosystem for tech innovation [1] - A case study of a tech company in the automotive aftermarket illustrates how the bank's support through intellectual property pledge financing helped the company convert core technology into development capital [1] Group 2: Digital Finance - The Jinan branch is leveraging digital finance to support industrial digital transformation, exploring new financial models that integrate digital capabilities with traditional industries [2] - The bank has launched online products like "Order/Supply Quick Loan" to provide precise services and ensure the stability and efficiency of supply chains [2] - By the end of Q3 2025, the bank had over 6,000 supply chain financing clients, with a cumulative investment exceeding 47 billion [2] Group 3: Green Finance - The bank is committed to supporting green projects and traditional industry transformation by providing quick approval channels and differentiated credit policies for green projects [3] - It actively engages with high-energy-consuming enterprises to support their transition to clean energy projects, including wind and solar energy [3] - The bank's efforts in green finance aim to inject financial power into regional green transformation initiatives [3] Group 4: Inclusive Finance - Minsheng Bank's Jinan branch has developed a comprehensive support system for small and micro enterprises, focusing on customized and integrated financial services [4] - The bank has conducted extensive outreach to small and micro clients, approving over 20 billion in credit for more than 9,700 clients since October 2024 [5] - The number of inclusive loan clients increased from 11,503 to 17,124, marking a 49% growth, while inclusive loans rose from 178 billion to 257 billion, a 44% increase [5] Group 5: Overall Strategy - The Jinan branch aligns its financial services with the central government's directives to foster new productive forces and support high-quality development in Shandong [6] - The bank aims to continuously innovate its product offerings and enhance service efficiency to better serve the real economy and promote sustainable growth [6]