赣州银行2025年成功发行75亿元金融债券

Core Insights - Ganzhou Bank successfully issued a total of 7.5 billion yuan in financial bonds in 2025, including various types such as "Three Rural" bonds, technology innovation bonds, and special loans for small and micro enterprises, which optimized the bank's asset-liability structure and broadened capital replenishment channels [1][2] Group 1: Bond Issuance Achievements - Ganzhou Bank achieved multiple breakthroughs in bond issuance this year, including the first "Three Rural" financial bond in Jiangxi Province with a 3-year term at a record low interest rate of 1.93% [2] - The bank also issued the first technology innovation bond in the Ganzhou region with a 5-year term at a record low interest rate of 1.91% and a special loan bond for small and micro enterprises with a 3-year term at 1.93% [2] - The bond investors included a diverse range of institutions such as banks, brokerages, and funds, reflecting strong market confidence in the bank's operational strength and service capabilities [2] Group 2: Support for the Real Economy - Ganzhou Bank ensured that the funds raised from the special bonds were accurately directed towards corresponding sectors, aligning with Jiangxi Province's "1269" action plan and Ganzhou City's "7510" action plan, thereby enhancing the quality and efficiency of financial services to the real economy [3] - As of November 2025, the bank's inclusive small and micro loans reached 43.804 billion yuan, an increase of 3.3 billion yuan from the beginning of the year, with a growth rate significantly higher than other loan categories, leading among four city commercial banks in the province [3] - Agricultural loans exceeded 20.292 billion yuan, increasing by 1.63 billion yuan, covering various aspects of grain production, specialty farming, and agricultural product processing [3] Group 3: Future Outlook - Leveraging the successful bond issuance, Ganzhou Bank aims to deepen its "full-chain, full-cycle" service model and upgrade its product system, actively participating in risk compensation mechanisms and promoting collaboration among finance, industry, and government [4] - The bank will continue to focus on serving local economies, small and medium-sized enterprises, and urban-rural residents, aligning closely with the modernization of key industrial chains in Jiangxi Province and Ganzhou City [4] - Ganzhou Bank plans to utilize bond market tools to enrich financing channels and provide more flexible financial products and efficient resource allocation to support the construction of a modern industrial system in Jiangxi Province and the high-quality development of the Ganzhou revolutionary old area [4]