事关手机“免密支付”，微信安全中心紧急提醒：有人被骗走49万元！

Core Viewpoint - Recent reports indicate a rise in scams where fraudsters impersonate officials from various organizations to deceive victims into downloading malicious software, leading to unauthorized access to their financial accounts [1][2][5]. Group 1: Scam Methods - Scammers pose as representatives from organizations like "Confidential Bureau" or "Banking Supervision" to contact victims via phone, claiming that their "no-password payment" feature has been activated and will incur automatic charges if not canceled [1][2]. - Victims are directed to download software with screen sharing or remote control capabilities, allowing scammers to manipulate their devices and extract sensitive information such as bank passwords and verification codes [1][2]. Group 2: Case Studies - A case reported by WeChat Security Center involved a victim who lost over 490,000 yuan after being misled by a caller claiming to be from the "Banking Supervision" [1]. - Another incident involved a victim in Yinchuan who was told that their Douyin membership would incur a charge of 28,888 yuan if not canceled, resulting in a loss of 500,000 yuan after following the scammer's instructions [2]. - An elderly victim in Changsha nearly lost 80,000 yuan after being contacted by someone claiming to be a "Douyin customer service" representative, but was saved by timely intervention from police and family [5]. Group 3: Payment Features and Vulnerabilities - The automatic payment feature is an extension of the no-password payment system, primarily used for subscriptions and services, but its default settings and hidden cancellation options create vulnerabilities for users [7]. - WeChat Security Center emphasizes that the no-password payment feature itself does not incur any fees, and any requests to cancel it for a fee or to download software are fraudulent [8].