驯服AI炒基，还收益“赛马”？记者试了试……

Group 1 - The core idea is that young investors are increasingly using AI tools as financial assistants to navigate the complex market environment and a vast array of mutual fund products [1][2][5] - There are currently over 13,000 mutual fund products in the market, leading to challenges for investors in selecting suitable funds [2][4] - AI tools are gaining popularity among young users who view them as search engines or advisors, particularly in data-intensive fields like investment [2][3] Group 2 - A complete set of AI input instructions has been developed to guide users in selecting funds, covering aspects such as market outlook and decision-making [3] - AI-generated fund combinations reflect a diversified investment strategy, including sectors like technology, consumption, dividends, gold, and bonds [3][4] - AI tools are being tested for their practical utility in fund selection, with suggestions based on current policies and market trends [4][5] Group 3 - Despite the advantages of AI tools in processing vast amounts of information, there are significant limitations, including reliance on historical data and challenges in predicting unforeseen risks [5][6] - The penetration of AI wealth management among individual investors is still in its early stages, with common uses being product comparison, learning, and market information [6] - Future developments in AI wealth management are expected to focus on deeper integration, enhanced professional capabilities, and more human-like experiences [6]