千笔楼丨医保卡变“购物卡”，此风当刹！

Core Viewpoint - The article highlights the misuse of personal medical insurance accounts, where everyday products are rebranded as medical devices to exploit insurance funds, threatening the integrity of healthcare financing [2][5][10]. Group 1: Misuse of Medical Insurance Funds - Everyday items like toothbrushes and face masks are being marketed as medical devices, allowing them to be purchased with medical insurance cards, which undermines the intended purpose of these funds [2][5]. - Some individuals and companies are manipulating the system by repackaging low-value items as medical devices, leading to inflated prices and unauthorized withdrawals from insurance accounts [5][6]. Group 2: Regulatory and Systemic Issues - The existing regulations intended to protect medical insurance funds are being circumvented, as some businesses collude with pharmacies to sell everyday products at high prices under the guise of medical necessity [6][9]. - The article calls for stricter regulations and clearer definitions of what constitutes medical devices to prevent the inclusion of non-medical items in insurance reimbursements [10][12]. Group 3: Public Awareness and Responsibility - There is a misconception among some insurance cardholders that they can freely use their accounts for any purchase, which contributes to the exploitation of the system [9]. - The article emphasizes the need for public awareness and responsibility in using medical insurance funds, urging individuals to resist participating in fraudulent activities [12].