2018~2025年中央财政累计为医疗保障投入超3万亿元，惠及超180亿人次看病报销

Core Viewpoint - The Chinese government has significantly increased financial investment in the healthcare insurance sector since 2018, with a total of over 3 trillion yuan allocated to enhance residents' health insurance coverage and improve service accessibility [1] Group 1: Financial Support for Resident Health Insurance - The central government has allocated a total of 2.87 trillion yuan for urban and rural residents' basic medical insurance from 2018 to 2025, ensuring that participants receive substantial subsidies [2] - By 2025, the average total funding for urban and rural residents' basic medical insurance is projected to reach 1,100 yuan per person, with a fiscal subsidy standard of 700 yuan, accounting for over 60% of the total [2] - Over 18 billion instances of medical insurance benefits have been enjoyed by residents from 2018 to 2025 [2] Group 2: Medical Assistance for Low-Income Populations - A total of 237.5 billion yuan has been allocated for urban and rural medical assistance from 2018 to 2025, with local governments also contributing funds [3] - In 2024, 79.16 million people will be funded to participate in basic medical insurance, with nearly 200 million instances of outpatient and inpatient assistance provided [3] - The insurance coverage rate for rural low-income and poverty-stricken populations remains stable at over 99%, with reimbursement rates exceeding 90% for eligible rural residents [3] Group 3: Improvement of Medical Insurance Service Levels - From 2019 to 2025, a total of 27.6 billion yuan has been allocated for enhancing medical insurance service capabilities [4] - A nationwide unified medical insurance information platform has been established, benefiting over 1.2 billion people, with an average daily settlement volume exceeding 28 million cases [4] - The number of cross-provincial direct settlement cases has increased by 110 times from 2019 to 2025, with the number of designated medical institutions for cross-provincial hospitalization rising from 27,600 to 80,000 [4] - In November 2025, the Ministry of Finance and the National Healthcare Security Administration will pre-allocate 416.6 billion yuan for basic medical insurance subsidies, medical assistance, and service capability enhancement [4]