刘灿放:创新合作,共驭中国保险与健康养老产业融合发展的蓝海
Xin Lang Cai Jing·2025-12-17 05:15

Core Viewpoint - The 20th China Insurance Innovation Forum emphasizes the theme of "Co-creation and Symbiosis," focusing on the future path of high-quality development in the insurance industry, highlighting the need for innovation and collaboration to enhance the integration of insurance and health care sectors [1][10]. Company Overview - Jiangsu Jiuzhou Investment Group has developed into a diversified conglomerate over 36 years, adhering to the principles of creating value, benefiting society, serving the public, and self-development, with a revenue of 22.6 billion yuan in 2024 and a tax contribution of 280 million yuan in the Changzhou region [4][13]. Industry Trends - The company has targeted the silver economy since 2010, investing in high-end elderly care facilities, such as the Jin Dongfang Elderly Care Garden, which is recognized as Jiangsu's first elderly care demonstration project [5][14]. - The company has also established an international health and wellness city in Liyang, with the first phase operational, and invested over 5 billion yuan in the key cultural tourism project "Shunshan Town" [5][14]. Integration Opportunities - Three key areas of synergy between the health care and insurance sectors are identified: 1. Value Resonance: The integration of traditional insurance products with health management and elderly care services to create comprehensive health protection solutions [6][14]. 2. Wisdom Resonance: Utilizing accumulated health data to enhance risk assessment and pricing in the insurance industry, facilitating a shift from passive claims to proactive health management [7][15]. 3. Industry Resonance: Promoting collaboration and resource sharing between the health care and insurance sectors to build a comprehensive health and elderly care ecosystem [7][15]. Future Vision - The company expresses a commitment to breaking down industry barriers and deepening integration to create new growth opportunities, aligning with national strategies and enhancing public welfare [8][16].