金融赋能三晋兴 改革护航新征程——山西“十四五”地方金融高质量发展交出亮眼答卷

Core Viewpoint - Shanxi Province has made significant progress in local financial work over the past five years, focusing on high-quality development, energy transition, and risk prevention, providing robust financial support for economic and social development [1] Group 1: Financial Growth and Structure - During the "14th Five-Year Plan" period, Shanxi's financial sector achieved both scale and quality improvements, with total social financing exceeding 2.8 trillion yuan, a growth of over 31% compared to the "13th Five-Year Plan" [2] - The balance of deposits and loans in both domestic and foreign currencies surpassed 3 trillion and 4 trillion yuan respectively, with total bank assets expected to exceed 9 trillion yuan by September 2025, maintaining an annual growth rate of over 5.8% [2] - Financing structure has increasingly favored key areas such as energy transition, advanced manufacturing, and rural revitalization, with manufacturing loans growing at an annual rate of 12% and loans related to clean coal and new energy growing at 18% [3] Group 2: Capital Market Development - Shanxi has seen a rise in direct financing, with 28 new domestic and foreign listed companies over five years, bringing the total to over 50 [3] - The regional equity market "Jinxing Board" has served over 3,200 companies, facilitating 19 billion yuan in financing, while direct financing has surpassed 1.2 trillion yuan [3] Group 3: Financial Innovation and Reform - Shanxi has implemented systemic reforms to enhance financial service adaptability and competitiveness, establishing a comprehensive local financial management framework [4] - Innovative financial products have emerged, particularly in green finance, with green loan balances reaching 860 billion yuan, 3.9 times that of the end of the "13th Five-Year Plan" [5] - The establishment of a high-standard science and technology financial reform pilot zone has supported over 8,900 tech enterprises with loans exceeding 150 billion yuan [6] Group 4: Risk Prevention and Financial Environment - Shanxi has prioritized financial risk prevention, successfully reducing the number of high-risk financial institutions to zero over five consecutive years [8] - The non-performing loan ratio stood at only 1.08% by September 2025, significantly lower than the national average and down 58% from historical peaks [8] - Efforts to combat illegal financial activities have led to a 34% annual decrease in related criminal cases, enhancing consumer financial safety [8] Group 5: Future Outlook - As the "14th Five-Year Plan" concludes, Shanxi's financial system aims to deepen structural reforms, focusing on energy revolution, industrial transformation, and rural revitalization to better serve high-quality economic development [9]