承德银行：以绿色金融为笔 绘就魅力承德新画卷

Core Viewpoint - Chengde Bank integrates green finance into ecological civilization construction, aiming to transform ecological advantages into economic value while supporting the "Two Mountains" theory and "dual carbon" goals [1][2]. Group 1: Green Finance Strategy - Chengde Bank recognizes its role as both an economic developer and an ecological guardian, committing to green finance as a core strategy to fulfill national objectives and social responsibilities [2][3]. - The bank has established a comprehensive green finance service system that includes strategic design, policy implementation, and product innovation [2]. Group 2: Green Loan Initiatives - The bank has increased its green loan offerings, focusing on sectors such as clean energy, environmental protection, and green transportation, with a green loan balance reaching 7.956 billion yuan, a 76.25% increase from the beginning of the year [3]. - Specific loan products include "Photovoltaic (Wind Power) Project Loans" and "Green Factory Loans," tailored to support the development of renewable energy and traditional industry transformation [3][6]. Group 3: Financial Mechanisms and Innovations - Chengde Bank has implemented a "four priority" policy for green loan projects, enhancing the efficiency of loan approvals and offering differentiated credit policies to incentivize green investments [6]. - The bank has developed customized financial products that incorporate ecological indicators into loan assessments, allowing for the monetization of ecological value [6][8]. Group 4: Impact and Outcomes - The bank has provided credit of 1.41 billion yuan for significant wind power projects, which are expected to reduce carbon emissions by 592,200 tons annually, equivalent to adding 2.28 million acres of forest [8]. - Chengde Bank's initiatives have not only met corporate funding needs but also facilitated the conversion of ecological value into economic benefits, enhancing ecological, economic, and social outcomes [8][11]. Group 5: Future Plans - Looking ahead, Chengde Bank aims to expand its green finance initiatives, targeting an increase in the proportion of green loans to over 8% within three years and exploring new products like forestry carbon credit loans [10]. - The bank plans to strengthen collaboration with government and regulatory bodies to create a unified platform for green finance services, promoting sustainable development [10].