Mortgage and refinance interest rates today, December 17, 2025: Stability welcomed by borrowers

Mortgage rates are holding mostly steady for yet another week. According to Zillow, the average 30-year fixed rate is up one basis point to 6.09%. The 15-year fixed home loan rate is down six basis points to 5.52%. The stability of mortgage rates over the past several weeks is welcomed by borrowers looking to lock in a rate. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.09% 20-year fixed: 6.01% 15-year fixed: 5.52% 5/1 ARM: 6.19% ...