Achieve and Pagaya Launch Partnership to Expand Access to Personal Loans

Core Insights - Achieve partners with Pagaya to enhance access to personal loans for consumers using AI-driven credit-decisioning technology [1][2][5] Company Overview - Achieve is a digital personal finance company focused on helping consumers improve their financial well-being through various services including personal loans, debt relief, and financial education [6] - Achieve employs proprietary data and analytics, along with personalized support, to offer a range of financial products [6] Partnership Details - The partnership will integrate Pagaya's AI-powered underwriting technology and data network into Achieve's platform, allowing for responsible loan access to a broader consumer base [2][3] - Achieve will manage the entire loan lifecycle as the end-to-end relationship manager and servicer [2] Future Collaboration - Achieve will join Pagaya's network of bank and fintech partners, aiming to expand their collaboration beyond personal loans to include additional financial products [3][5] - The partnership is expected to leverage Pagaya's full suite of capabilities, including prescreen and affiliate marketing products [3] Technological Integration - Pagaya's AI-driven technology will enhance Achieve's platform, aiming to reshape how consumers manage their financial situations [5] - The integration is designed to responsibly increase access to personal loans while supporting Achieve's long-term vision for a comprehensive suite of financial solutions [5]