上海“跑”活经济毛细血管

Core Viewpoint - The Shanghai Financial Regulatory Bureau is actively implementing a "micro-financing coordination mechanism" to address the long-standing financing difficulties faced by small and micro enterprises, which are crucial to the economy's development [1][6]. Group 1: Coordination and Implementation - A specialized working group has been established to coordinate financing services for small and micro enterprises, with a focus on various sectors including foreign trade, private enterprises, technology, and services [2][7]. - The Shanghai Financial Regulatory Bureau has conducted multiple meetings to ensure the effective implementation of the financing coordination mechanism, transitioning from top-level deployment to a long-term mechanism [2][7]. Group 2: Resource Allocation and Coverage - The bureau has mobilized financial regulatory resources by selecting 17 experienced liaison officers to ensure comprehensive coverage across all 17 regions in Shanghai, facilitating direct communication between banks and enterprises [3][8]. - A "thousand enterprises, ten thousand households" outreach initiative has been launched to identify and address various financing challenges faced by enterprises [3][8]. Group 3: Operational Strategies - The bureau has enhanced collaboration with relevant departments to create a comprehensive list of nearly one million enterprises, facilitating targeted bank engagements and ensuring that credit funds reach the grassroots level [4][9]. - A "map-based operation" strategy has been implemented to streamline the supply-demand process, ensuring that financial policies are effectively executed [4][9]. Group 4: Tailored Financial Solutions - Financial institutions are guided to provide customized financial service plans based on the classification of credit clients, establishing a progressive service pathway for different types of enterprises [5][10]. - The integration of technology has been emphasized, with the development of a system that connects outreach efforts to credit data, enabling banks to make lending decisions within 15 days [5][11]. Group 5: Future Directions - The Shanghai Financial Regulatory Bureau plans to summarize the outcomes of the micro-financing coordination mechanism and explore enhanced online financial service functionalities to create a unified network of credit information, financial policies, and products [6][11].