Xin Lang Cai Jing·2025-12-17 14:19Core Viewpoint - China Construction Bank's Guangzhou branch has issued the first "Yueke Yidai" loan in the province, aiming to support the development of technology-driven enterprises and enhance the "Made in China" initiative [2][10]. Group 1: Financial Support for Technology Enterprises - The Guangzhou branch of China Construction Bank focuses on the financing needs of technology enterprises throughout their lifecycle, providing innovative financial services to address financing pain points and enhance service efficiency [2][10]. - As of the end of November, the bank has provided over 47 billion yuan in loans to technology enterprises, serving more than 10,000 companies and injecting strong financial momentum into the regional innovation ecosystem [2][10]. Group 2: Case Study of a Technology Enterprise - Guangzhou Fama Jia Intelligent Equipment Co., Ltd., a national-level "specialized and innovative" small giant enterprise, has faced challenges such as tight raw material procurement and increased R&D investment due to growing domestic and international orders [3][11]. - The bank's Guangzhou Development Zone branch proactively engaged with the company, assessing its operational challenges and quickly determining eligibility for the "Yueke Yidai" loan, resulting in a 15 million yuan loan being issued within just seven working days [3][11]. Group 3: Innovative Financing Solutions - The "Yueke Yidai" loan targets the entire lifecycle of technology enterprises, offering flexible and efficient financing solutions to address issues of difficulty, slowness, and high costs in obtaining loans [4][12]. - Guangzhou Yun Jian Technology Co., Ltd. exemplifies the bank's approach to breaking traditional financing constraints by leveraging intellectual property as collateral, resulting in a customized financing solution that increased its credit limit from 3.7 million yuan to 7 million yuan [6][14]. Group 4: Impact of Financial Support - Following the financial support, the company expanded its R&D team and increased procurement efforts, leading to a 125.2% year-on-year growth in order volume and an expected annual revenue exceeding 60 million yuan [7][14]. - The bank remains committed to deepening its innovative financial services for technology enterprises, aiming to foster high-quality development in the regional innovation ecosystem and assist more specialized and innovative companies in becoming industry benchmarks [7][14].