封关运作启幕 金融活水涌向海南自贸港

Group 1 - Hainan Free Trade Port officially launched its full island closure operation on December 18, with financial institutions actively supporting its development through innovative products and services [1] - Several financial institutions have established a presence in Hainan, including the opening of management-type leasing companies and banks, indicating a strong commitment to the region [2] - By the end of October 2025, Hainan's banking sector is projected to have total assets of 1.96 trillion yuan, a 39.68% increase from the end of 2020, while the insurance sector's total assets are expected to reach 70.48 billion yuan, a 47.99% increase [2] Group 2 - Policies such as the "Guiding Opinions on Supporting Hainan's Banking and Insurance Industries" have been introduced to facilitate financial innovation and support the Free Trade Port's operations [3] - The People's Bank of China has developed an electronic fence construction plan for Hainan's Free Trade Port funds, with multifunctional free trade accounts set to launch in May 2024 [3] - Financial institutions are creating customized financial products tailored to Hainan's key industries, including tourism and high-tech sectors, while insurance companies are launching unique risk protection products [3] Group 3 - Hainan's "14th Five-Year Plan" outlines a vision for the next five years, focusing on building a modern industrial system characterized by "4+5+3+2" [4] - Financial resources are being directed towards key areas to support the development of Hainan's unique modern industrial system, with an emphasis on cross-border financial services and customized financial products [4] - The insurance sector is expected to adapt to changing risk characteristics post-closure, expanding its offerings to provide comprehensive risk solutions [4] Group 4 - Financial leasing companies are encouraged to focus on sectors such as aviation and marine engineering, aligning with Hainan's industrial positioning [5] - There is a call for deeper integration of financial technology to enhance service efficiency and explore applications of digital currency in cross-border trade [5]