封关运作启幕，金融活水涌向海南自贸港

Core Viewpoint - The banking and insurance sectors are actively positioning themselves in Hainan Free Trade Port, focusing on enhancing financial services to support the development of a modern industrial system characterized by "4+5+3+2" [1][5] Group 1: Financial Institutions' Initiatives - Several financial institutions have established a presence in Hainan, including the opening of the first domestic management-type financial leasing company, ICBC Leasing (Hainan) Co., Ltd. [2] - Major banks such as Guangfa Bank and HSBC have opened branches in Hainan, while strategic cooperation agreements have been signed between Hainan Development Holdings and multiple banks to enhance collaboration in credit, transaction settlement, and industrial synergy [3] Group 2: Asset Growth and Financial Support - As of October 2025, the total assets of Hainan's banking sector are projected to reach 1.96 trillion yuan, a 39.68% increase from the end of 2020, while the insurance sector's total assets are expected to reach 70.48 billion yuan, a 47.99% increase from the same period [3] - Financial institutions are innovating products and services to meet the needs of Hainan's key industries, including tourism, modern services, high-tech industries, and tropical agriculture [4] Group 3: Policy Support and Innovation - Recent policies have been introduced to support the banking and insurance sectors in Hainan, including guidelines for financial support and the establishment of a multi-functional free trade account [4] - Customized financial products have been developed to cater to the specific needs of enterprises in Hainan, alongside unique insurance products addressing special risk protection requirements [4] Group 4: Future Development Plans - Hainan's "14th Five-Year Plan" outlines a vision for the next five years, emphasizing the construction of a modern industrial system and the strategic positioning of financial resources to support key sectors [5] - Industry experts suggest that banks should enhance cross-border financial services and that insurance companies should adapt to changing risk profiles post-closure, offering comprehensive risk solutions [6]