内蒙古赤峰： 从“行路难”到“乘风行” 金融护航科创企业“轻装”前行

Group 1 - The core idea is that the People's Bank of China Chifeng Branch is addressing the financing difficulties faced by technology enterprises by creating a new framework that includes "platform-model-path" to support innovation-driven development [1] - The establishment of the Chifeng Technology Alliance aims to enhance service effectiveness for technology companies, with a focus on their characteristics of being "light asset, high growth, and strong specialization" [2] - As of October 2025, the number of technology enterprises supported by financial institutions in Chifeng has reached 734, an increase of 15.96% year-on-year, with a total loan balance of 34.704 billion yuan, up 22.21% year-on-year [2] Group 2 - The People's Bank of China Chifeng Branch has developed a financing service monitoring and evaluation system for technology enterprises, which includes four lists: financing needs, support policies, financial products, and bottleneck factors [3] - The system employs dynamic management to systematically address enterprise needs and improve the efficiency of meeting financing demands [3] - In 2023, 320 technology SMEs were registered in Chifeng, with 114 being first-time applicants, indicating a continuous increase in local innovation vitality [3] Group 3 - The introduction of the "Xing Su Loan - Bank Guarantee Technology Loan" product by the Industrial Bank Chifeng Branch aims to alleviate financing pressures for technology enterprises by integrating government organization, bank risk control, guarantee enhancement, and intellectual property pledges [4] - Financial institutions in the region are utilizing various collateral methods, including mortgages, pledges, and credit guarantees, to support technology enterprises [4] - The financing products such as "Talent Loan," "Intellectual Property Pledge Financing," and "Tech Innovation E-Loan" are designed to facilitate a positive cycle between technology and industry [4] Group 4 - The Chifeng City is implementing a systematic, multi-layered, and full-cycle financial service approach to support technology enterprises in overcoming challenges [5] - The People's Bank of China Chifeng Branch plans to deepen the construction of the technology financial alliance and enhance the dual-driven mechanism of credit evaluation and product innovation [5]