What Happens to Social Security’s Cost of Living Adjustment (COLA) If the Fed Raises Rates Next Time?

SHVETS production from Pexels and Kameleon007 from Getty Images Signature Quick Read Social Security beneficiaries will receive a 2.8% COLA in 2026. The Fed is not expected to raise interest rates in 2026 due to easing inflation and stable unemployment. Fed rate changes do not directly impact COLAs but can influence them through inflation effects. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here.   ...