海南自由贸易港金融服务持续优化

Group 1 - The People's Bank of China is implementing a moderately loose monetary policy to support the high-quality development of Hainan's economy and society, focusing on financing availability in key areas and weak links [1] - As of November 2025, the total loan balance in Hainan reached 1.4101 trillion RMB, with a year-on-year growth of 11%, surpassing the national average by 4.7 percentage points [1] - Loans in key sectors show strong support, with technology-related loans growing by 9.2%, green loans by 25.4%, inclusive loans by 9.8%, elderly care industry loans by 157.4%, and digital economy loans by 8.4% as of October 2025 [1] Group 2 - The financing costs in Hainan are stabilizing and decreasing, with a pilot program for comprehensive financing costs for corporate loans initiated, resulting in a weighted average interest rate of 3.18% for general loans from January to October 2025, down by 0.34 percentage points year-on-year [1] - The financial services in the Hainan Free Trade Port are continuously optimized, with the digital RMB trial making significant progress across various sectors, including duty-free shopping and rural revitalization [2] - From January to November 2025, the transaction volume and amount of mobile payment products in Hainan, such as "external card binding" and "external payment," increased by 97.46% and 100.11% year-on-year, respectively [2]