前11个月海南跨境收支规模超1000亿美元

Core Insights - Hainan Free Trade Port will officially start its full island closure on December 18, 2025, marking a significant step in China's commitment to high-level opening-up and the construction of an open world economy [1] - The financial policy framework in Hainan Free Trade Port has been gradually established, making it one of the leading regions in financial openness and innovation in China [1] - The People's Bank of China has been actively improving financial policies and systems to support the development of Hainan Free Trade Port, with all three financial preparations for closure completed [1] Financial Innovations and Cross-Border Transactions - Hainan has implemented a series of financial innovation policies, resulting in a continuous increase in cross-border payment scales, with a total of $101.61 billion in cross-border receipts and payments from January to November this year, reflecting an average annual growth rate of 55% since 2020 [2] - The digital yuan pilot in Hainan is progressing well, with coverage in various sectors including duty-free shopping and rural revitalization, enhancing the convenience of foreign payment services [2] - As of October 2025, over 650 EF accounts have been opened in Hainan, facilitating transactions with 80 countries and regions, primarily in areas such as foreign exchange settlement and cross-border trade [2] Monetary Policy and Loan Growth - The People's Bank of China in Hainan has been implementing a moderately loose monetary policy to improve financing accessibility in key areas, creating a favorable financial environment for the operation of Hainan Free Trade Port [3] - As of November 2023, the balance of various loans in Hainan reached 14,101 billion yuan, with a year-on-year growth of 11.0%, surpassing the national average growth rate of 4.7% [3]