Qi Lu Wan Bao·2025-12-18 10:02Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Liaocheng Branch is actively aligning with the national "dual carbon" strategy and regional green development opportunities, positioning green finance as a core engine for optimizing investment and financing structures and driving business transformation. Group 1: Green Finance Development - As of October 2025, the bank's green credit balance has surpassed 850 million yuan, an increase of 240 million yuan from the beginning of the year, representing a growth rate of 39.34%, with both the increment and growth rate ranking among the top in the industry [1] - The bank has elevated the development of green finance to a strategic level, holding multiple special meetings to analyze market trends and address business challenges, incorporating green credit issuance and customer expansion metrics into the assessment system to motivate all employees [1] - The bank closely tracks green industry plans and project lists released by various departments, proactively aligning with key regional green development tasks, ensuring that green loans are accurately integrated into the local real economy's transformation [1] Group 2: Focus on Green Loan Issuance - The bank firmly establishes a green development philosophy, actively connecting with enterprises on green manufacturing and green factory lists, conducting in-depth research on enterprises, and extending services from core green enterprises to upstream and downstream supporting enterprises [1] - The bank aims to explore potential green credit demand, accurately matching financing needs, and continuously enhancing the "green content" of loans, focusing on key areas such as resource recycling, green transportation, energy-efficient buildings, and green construction [1] Group 3: Post-loan Management for Quality Development - To ensure the safe and efficient operation of credit funds, the bank assigns dedicated personnel to manage the comprehensive oversight of loan issuance, fund monitoring, collateral supervision, and loan recovery for each loan disbursed [2] - The bank ensures that funds are strictly used for agreed purposes, proactively assessing the impact of policy and market changes on financing safety, and requires enterprises to improve the return rate of sales funds to the bank, ensuring the stability and sufficiency of the primary repayment source [2] - This approach aims to achieve a high-quality development trend in green credit business characterized by "precise issuance, controllable risks, and sustainable growth" [2]