A Decade of Growth: Celebrating 10 Years Since Public Listing and Looking Ahead

Core Viewpoint - Yiren Digital Ltd. celebrates its 10th anniversary of public listing on the NYSE, expressing optimism about future growth despite past challenges, including COVID-19 and economic downturns [1]. Group 1: Business Operations - The company aims to excel in the domestic loan facilitation market while continuing to innovate in the Internet insurance sector, which provides solid growth and cash flow for future expansion [2]. - Yiren Digital's international business is expanding rapidly, with plans to go beyond traditional financial services like loan facilitation and insurance, including entering blockchain finance, which is viewed as the future of financial services [3]. Group 2: Technological Advancements - AI technology is a significant focus for Yiren Digital, enhancing customer experiences and operational efficiency, with the company exploring innovative applications of AI [4]. - The company is committed to maintaining high compliance standards in its blockchain and crypto business, operating only in permitted countries and markets [3]. Group 3: Future Outlook - Yiren Digital is building a foundation to become a global leader in AI-powered and blockchain-enabled financial technology, leveraging advanced AI and emerging technologies to improve financial inclusion [5].