突发，降息25个基点

Core Points - The Bank of England has lowered its benchmark interest rate by 25 basis points to 3.75%, marking the lowest level in nearly three years, aimed at easing the financial burden on residents during the holiday season [1][2] - The decision was made by the Monetary Policy Committee (MPC) with a close vote of 5 in favor and 4 against, indicating internal divisions regarding the future of borrowing costs [2][7] - The central bank's outlook suggests that inflation is expected to fall closer to the 2% target by spring next year, with recent data showing consumer prices unexpectedly dropped to an eight-month low [2][7] Economic Context - The MPC's decision reflects a shift in focus from persistent inflation to weakening economic growth and labor market conditions [6] - The Bank of England has warned that GDP could stagnate by Q4 2025, a revision from a previous growth forecast of 0.3% [6] - The committee noted that the current evidence indicates borrowing costs are likely to continue decreasing next year, but future rate cuts will depend on the evolution of inflation prospects [2][6] Market Reactions - Following the announcement, the British pound strengthened slightly, while the yields on two-year and ten-year UK government bonds rose to 3.76% and 4.5%, respectively [2] - The FTSE 100 index fell to a session low, lagging behind gains in European stock markets [4]