广州市消费预付费资金监管平台“广信预”再扩监管版图——上线职业培训资金监管板块

Core Viewpoint - The Guangzhou prepaid fund supervision platform "Guangxin Yu" has officially launched its vocational training fund supervision business, aiming to address long-standing issues in the industry such as "difficulties in refunds" and "institutional defaults" by leveraging digital technology to create a more transparent and reliable training consumption environment for students and compliant private vocational training institutions [1][7]. Group 1: Regulatory Framework - The Guangzhou Human Resources and Social Security Bureau has issued a notice to strengthen the supervision of prepaid funds for private vocational training institutions, mandating the use of the "Guangxin Yu" platform for comprehensive oversight of prepaid funds [3][9]. - Private vocational training institutions are required to register on the "Guangxin Yu" platform via a WeChat mini-program or APP, where they must upload necessary qualification documents and open a dedicated fund custody account [3][9]. Group 2: Contractual Obligations - Training institutions must establish written training service contracts with trainees before collecting fees, outlining payment guarantees, service content, refund terms, and dispute resolution [5][11]. - For training projects exceeding 30 days, institutions are to charge fees through a dedicated custody account, with 20% of the prepaid funds held in digital RMB until course completion [5][11]. Group 3: Platform Development and Impact - Since its launch on October 11, the "Guangxin Yu" platform has registered 1,621 individual users and 435 businesses, covering various sectors including childcare, elderly care, education, vocational training, fitness, catering, and beauty services across all 11 districts of the city [6][12]. - The platform aims to continuously optimize its model based on operational data and expand into more prepaid consumption areas, contributing to the safe management of consumer funds and promoting a healthy and orderly consumption market in Guangzhou [6][12].