关于防范“央行招募数字人民币推广员”“推广兑换返利”等新型传销诈骗的风险提示

Core Points - The article discusses the recent fraudulent activities related to the promotion of digital RMB, where scammers misrepresent themselves as agents for the People's Bank of China, promising unrealistic returns and incentives [5][23][27] - It emphasizes that digital RMB is a legal currency issued by the central bank and does not involve any unofficial promotion centers or recruitment of agents [24][30] Summary by Sections Promotion Mechanism - The promotion of digital RMB includes a reward system for individuals and merchants who participate in the program, with cash rewards ranging from 200 to 400 yuan for new users and merchants [20][19] - Merchants can receive a 2% subsidy on transaction volumes, and individuals can earn 4% to 5% for converting RMB to digital RMB [20][19] - The program claims to offer lifetime earnings for those who pass an exam and meet performance criteria, with additional rewards for team performance [20][19] Fraudulent Activities - Reports indicate that individuals are being misled by false claims of "zero investment, zero risk" and are being recruited under the guise of becoming digital RMB promoters [5][23] - Scammers use deceptive language to lure individuals into multi-level marketing schemes, promising high returns and commissions for recruiting others [5][23][27] - The People's Bank of China has issued warnings against these fraudulent schemes, clarifying that there are no official promotional exams or recruitment processes [24][30] Risk Awareness - The article highlights the importance of verifying information through official channels and warns against engaging with unofficial promotions or offers that promise high returns [27][28] - It outlines key questions individuals should ask themselves to identify potential scams, such as the legitimacy of promotional claims and the nature of the recruitment process [36]