Third Coast Bancshares, Inc. (TCBX) Hit a 52 Week High, Can the Run Continue?

Company Performance - Third Coast Bancshares, Inc. (TCBX) shares have increased by 11.2% over the past month and reached a new 52-week high of $41.35 [1] - The stock has gained 19.5% since the beginning of the year, outperforming the Zacks Finance sector's 15.8% and the Zacks Banks - Southeast industry's 6.4% [1] Earnings and Revenue - The company has a strong record of positive earnings surprises, not missing earnings consensus estimates in the last four quarters [2] - In the latest earnings report on October 22, 2025, TCBX reported EPS of $1.03, exceeding the consensus estimate of $0.80 [2] - For the current fiscal year, TCBX is expected to post earnings of $3.66 per share on revenues of $204.53 million, reflecting a 31.65% change in EPS and a 19.35% change in revenues [3] - For the next fiscal year, earnings are projected to be $3.80 per share on revenues of $247.3 million, indicating a year-over-year change of 3.73% in EPS and 20.91% in revenues [3] Valuation Metrics - TCBX currently trades at 11.1X current fiscal year EPS estimates, below the peer industry average of 12X [7] - On a trailing cash flow basis, the stock trades at 13.7X compared to the peer group's average of 11.8X, suggesting it is not in the top tier from a value perspective [7] Zacks Rank and Style Scores - TCBX holds a Zacks Rank of 1 (Strong Buy) due to favorable earnings estimate revisions from analysts [8] - The stock has a Value Score of B, with Growth and Momentum Scores of C, resulting in a combined VGM Score of B [6][9] Industry Comparison - USCB Financial Holdings, Inc. (USCB) is a notable peer with a Zacks Rank of 2 (Buy) and a Value Score of B, indicating a competitive position within the industry [10] - USCB is expected to post earnings of $2.17 per share on revenues of $98.45 million for the current fiscal year, having beaten consensus estimates by 7.14% last quarter [11] - The Banks - Southeast industry is performing well, ranking in the top 17% of all industries, providing favorable conditions for both TCBX and USCB [12]