前11个月险资资产支持计划登记超3445亿元

Core Viewpoint - The insurance asset management sector is actively registering asset-backed plans, with a total registration scale of 90.01 billion yuan from three institutions, indicating a growing trend in asset securitization within the industry [1][2]. Group 1: Asset-Backed Plans Registration - Zhongbao Insurance Asset Registration and Trading System Co., Ltd. disclosed that three insurance asset management institutions registered three asset-backed plans, totaling 90.01 billion yuan [1]. - In the first 11 months of this year, a total of 83 asset-backed plans were registered, amounting to 344.56 billion yuan [1]. - The highest total scale of registered asset-backed plans was from Everbright Yongming Asset Management Co., Ltd., with a total of 705.5 billion yuan [2]. Group 2: Characteristics and Appeal of Asset-Backed Plans - Asset-backed plans, referred to as "insurance version ABS," are structured to support cash flows from underlying assets, appealing to insurance institutions seeking stable returns [2][3]. - The current low-interest-rate environment has led insurance capital to seek new sources of income, with asset-backed plans providing stable cash flows and lower risk compared to equity assets [3]. Group 3: Future Trends in Asset-Backed Plans - The registration scale of asset-backed plans is expected to continue growing, driven by the exploration of new asset securitization products by insurance institutions [4]. - Innovations in asset-backed plans, such as the first green real estate ABS in the data center sector, highlight the ongoing development and diversification of underlying assets [4]. - Future registrations are anticipated to include a wider variety of underlying assets, aligning with the long-term funding characteristics of the insurance industry [4].