昆山农商银行成功落地跨境金融服务平台首笔新型离岸国际贸易业务

Core Insights - The company is committed to serving the real economy while adapting to complex global trade dynamics and fintech advancements [1] - The successful execution of an offshore trade transaction using a "pay first, receive later" model demonstrates the company's innovative approach to international trade services [1][2] Group 1: Business Model and Operations - The company has expanded its offshore international trade business in alignment with national foreign exchange management policies [1] - The "pay first, receive later" model involves the client paying the overseas supplier before receiving payment from the downstream buyer, showcasing a typical trade structure [1] Group 2: Risk Management and Verification - The company utilizes the foreign exchange bureau's cross-border financial service platform for enhanced verification of business substance and risk prevention [2] - The system provides real-time feedback on the authenticity of shipping documents, ensuring a clear and traceable path for goods from the origin to the destination [2] - This verification process allows for timely payment completion on the same day of application, meeting the client's settlement needs and earning high recognition from the customer [2]