数智赋能普惠金融

Group 1 - Huaxia Bank Yiwu Branch supports small and micro enterprises in Yiwu, Zhejiang Province through digital transformation and innovative financial products [1] - The branch has eliminated reliance on traditional collateral by promoting credit loan models, enhancing inclusive finance [1] - A customized financial product called "Market Loan" has been launched, allowing for online application, approval, and disbursement, with over 500 million yuan disbursed to date [1] Group 2 - In the foreign trade financial services sector, Huaxia Bank Yiwu Branch collaborates with local export credit insurance companies to provide tailored services for foreign trade enterprises [2] - The bank has reduced the entry threshold for small and micro foreign trade enterprises and implemented fee reductions, saving related enterprises 1 million yuan since 2025 [2] - The bank aims to continuously innovate inclusive financial services and optimize product systems to support the high-quality development of small and micro enterprises in Yiwu [2]