新骗局！冒充“保密局”人员专骗微信、支付宝用户

Core Viewpoint - A new scam has emerged where fraudsters impersonate "Confidential Bureau" staff to deceive WeChat and Alipay users into downloading malicious software, leading to unauthorized access to their accounts and financial loss [2][4]. Group 1: Scam Details - Fraudsters pose as officials from the "Confidential Bureau," "Banking Regulatory Commission," or platform customer service, claiming that the user's WeChat or Alipay "no-password payment" feature is activated and will incur charges unless disabled [2]. - Victims are directed to a specific website to download malicious software that allows remote control of their devices, enabling fraudsters to manipulate the victims into providing sensitive information such as facial recognition, bank passwords, and SMS verification codes [2][4]. Group 2: User Awareness and Safety Measures - Users should be aware that legitimate authorities will not request sensitive information or guide them to download software via phone calls [5]. - The "no-password payment" feature of WeChat and Alipay does not incur any fees, and any request to disable it or download software under such pretexts is likely a scam [5]. - It is advised not to engage in screen sharing with strangers or download unknown applications, as these may contain remote control capabilities that compromise personal information [5]. Group 3: Industry Response and Recommendations - The China Payment and Clearing Association has called for enhanced security management of "no-password payment" services, emphasizing the need for clear user consent during activation and preventing default activation practices [6]. - There is a need to assess the risk tolerance and capacity of elderly users before enabling "no-password payment" features, ensuring that vulnerable groups are protected [6]. - The industry must collaborate to strengthen security measures, ensuring that "no-password payment" technology enhances convenience without compromising safety [7].