“总对总”在线诉调对接机制见效 金融监管总局、最高法发布典型案例

Group 1 - The core viewpoint of the articles highlights the collaboration between the National Financial Supervision Administration and the Supreme People's Court in resolving financial disputes through a diversified mediation mechanism, emphasizing the protection of financial consumers' rights [1][2] - The typical cases presented include disputes related to overdue loans for small and micro enterprises and fraudulent low-interest loans facilitated by illegal intermediaries, showcasing the effectiveness of the "court + industry" mediation approach [1] - The articles stress the importance of balancing the sustainability of small and micro enterprises with the interests of creditors, leading to win-win repayment solutions through collaborative negotiations [1] Group 2 - The articles indicate that the two departments are promoting source governance of financial disputes by educating consumers about financial and legal knowledge, thereby preventing disputes at their origin [2] - The proactive approach of the departments includes informing consumers about the risks associated with illegal loan intermediaries and the dangers of renting or selling bank accounts, fostering a culture of legal compliance among financial consumers [2]