巨野农商银行:金融赋能,绘就种业振兴新图景
Qi Lu Wan Bao·2025-12-19 11:08

Core Viewpoint - The article highlights the significant role of Jiuye Rural Commercial Bank in supporting the agricultural sector, particularly in the breeding of high-quality seeds, which is crucial for the local economy in Jiuye County, Shandong Province [1] Group 1: Financial Support for Seed Breeding - Jiuye Rural Commercial Bank has achieved a 99% coverage rate for high-quality wheat seed breeding in the county, demonstrating its commitment to serving the agricultural sector [1] - The bank has designed targeted financial service plans to support the large-scale production of seeds, addressing the funding needs of seed breeding processes [2] Group 2: Comprehensive Financial Services - The bank provides a full range of financial support to various stakeholders in the seed industry, ensuring collaborative development across the entire industry chain [3] - Jiuye Rural Commercial Bank assists seed enterprises in signing order agreements with farmers, offering prices 15%-20% higher than the market rate to secure both farmer income and seed supply [3] Group 3: Innovative Financial Products - The bank promotes credit loans without collateral to facilitate quick approval and disbursement, catering to the high investment and risk nature of seed production [2] - It offers differentiated credit products tailored to various agricultural entities, including "Fulin Huimin Loan" for ordinary farmers and "Fulin Jinhua Loan" for women entrepreneurs [3]