“十五五”启航 擘画保险蓝图——“2025年度中国保险鼎峰50人论坛”成功举办

Group 1: Forum Overview - The 2025 China Insurance Summit Forum was successfully held on December 17, 2025, focusing on the theme "'14th Five-Year Plan' Launching and Mapping the Insurance Blueprint" [1][21] - The forum gathered nearly a hundred representatives from the "China Insurance Pinnacle 108" and experts from financial regulation, academia, and corporate executives to discuss key industry transformation issues [1][21] Group 2: Macro Trends and Opportunities - The year 2025 is a significant strategic intersection, marking the completion of the "14th Five-Year Plan" and the planning for the "15th Five-Year Plan," emphasizing the acceleration of building a financial powerhouse [2][22] - The rise of artificial intelligence (AI) is driving the insurance industry to shift from scale expansion to value creation, presenting new opportunities amid multiple variables [2][22] Group 3: AI and Digital Transformation - Former Vice Chairman of the China Banking and Insurance Regulatory Commission, Chen Wenhui, highlighted the revolutionary impact of digitalization on various industries, including insurance, where AI is increasingly empowering business operations [4][24] - Chen suggested that insurance companies should implement a comprehensive digital transformation strategy, enhance data value, invest in AI talent, and be aware of potential risks associated with AI applications [4][24] Group 4: Talent Development and Education - Xie Yuantao, Dean of the School of Insurance at the University of International Business and Economics, emphasized the importance of cultivating interdisciplinary talents and integrating AI technology into insurance education to support high-quality development [6][26] - He proposed breaking traditional boundaries in insurance studies and creating a new academic framework that includes various interdisciplinary fields [6][26] Group 5: Industry Transformation Paths - The insurance industry is accelerating its transformation in 2025, with life insurance focusing on dividend insurance and personal marketing reforms, while property insurance is implementing "reporting and operation in one" for non-auto insurance [10][29] - Beijing Life's General Manager Wang Xiuwen discussed the high-quality transformation paths for life insurance companies, emphasizing the importance of innovation and adapting to policies like "Healthy China" and "Silver Economy" [12][31][32] Group 6: Differentiated Development Strategies - Zhang Zongtao, President of Modern Property Insurance, shared insights on focusing on new energy vehicle insurance as a strategic choice to avoid homogeneous competition and leverage structural opportunities [15][34] - The insurance industry is increasingly integrating with healthcare and elderly care sectors to create a comprehensive health and wellness ecosystem, driven by the "Healthy China" strategy [16][35] Group 7: Collaborative Initiatives - The forum featured a roundtable discussion on building a new health and wellness ecosystem, inviting leaders from various sectors to explore deep integration and collaboration [18][37] - A strategic partnership was initiated between Zhongbao Xinzhi and Guangdong Guosheng Medical National Key Laboratory to enhance research in health management and insurance integration [20][39]