办信用卡抵物业费，都市左岸鼓励业主“薅银行羊毛”

Core Viewpoint - The property management of the Urban Left Bank community has partnered with multiple banks since 2022 to promote a "credit card fee deduction" program, raising concerns among residents about financial security and personal credit risks [1][3][9]. Group 1: Program Details - The community collaborates with eight to nine banks annually, encouraging residents to apply for specific credit cards to receive a deduction of 100 yuan from their property fees for each card obtained [1][11]. - Residents can apply for credit cards from multiple banks, with some families reportedly obtaining over ten cards collectively [1][11]. Group 2: Resident Concerns - While many residents find the program beneficial, there are growing concerns regarding personal information security and the potential for credit damage due to mismanagement of credit cards [3][9]. - Some residents have reported their concerns to local regulatory authorities, leading to a directive for the property management to cease promoting the program in resident groups [3][9]. Group 3: Regulatory Response - The local financial regulatory authority indicated that only one of the banks involved is under their direct supervision, and residents would need to seek recourse at the bank's location in case of disputes [5][11]. - The property management claims that the program is voluntary and does not provide any financial benefit to them, as the fees deducted are properly invoiced [11][12]. Group 4: Credit Card Management - Bank representatives stated that residents can apply for credit cards over the phone without visiting bank branches, and clarified conditions regarding card cancellation and annual fees [11][12]. - Legal experts warn that while the program appears advantageous, it may carry hidden risks, such as negative impacts on credit scores from excessive credit card applications and potential difficulties in future credit approvals [6][12].