官方出手,不得拒收现金!
Zhong Guo Ji Jin Bao·2025-12-19 16:39

Core Viewpoint - The People's Bank of China, in collaboration with the National Development and Reform Commission and the Financial Regulatory Bureau, has established the "Regulations on Cash Payment and Services in Renminbi" to uphold the legal status of the Renminbi and prevent the refusal of cash payments [1][2]. Group 1: Regulations Overview - The regulations aim to create a conducive environment for cash circulation while allowing diverse payment methods, based on relevant laws such as the People's Bank of China Law and the Commercial Banking Law [2]. - All public service charging units and business entities must respect the public's right to choose legal payment methods and cannot refuse cash payments unless legally mandated [2][3]. - Charging units and business entities must support cash payments in specific scenarios, including face-to-face services and transactions completed offline after online reservations [3]. Group 2: Cash Payment Support - Charging units must clearly display payment methods and provide contact information for cash payment services, especially in self-service scenarios [3]. - In cases where large amounts of coins or small denominations are presented, entities must negotiate solutions rather than refuse cash [5]. - Financial institutions are required to enhance cash service quality, including accepting cash deposits and providing adequate self-service machines to meet public demand [5][6]. Group 3: Compliance and Enforcement - The regulations stipulate that if charging units refuse cash or discriminate against cash payments, the public can gather evidence and report to local branches of the People's Bank of China for legal recourse [10]. - The People's Bank of China and its branches have the authority to supervise and inspect compliance with these regulations, ensuring that entities do not obstruct or evade checks [11]. - The regulations will take effect on February 1, 2026, and will be interpreted by the People's Bank of China in conjunction with the National Development and Reform Commission [13][12].

官方出手,不得拒收现金! - Reportify