拒收现金？ 三部门发文整治

Core Viewpoint - The People's Bank of China and two other departments have issued new regulations to prevent and address the refusal of cash payments, aiming to create a more convenient cash circulation environment alongside diverse payment methods. The regulations will take effect on February 1, 2026 [1][2]. Group 1: Regulations Overview - The new regulations clarify the cash service obligations of various charging units, operating entities, and banking financial institutions [1]. - It is prohibited to refuse cash payments, induce others to refuse cash, or implement discriminatory measures against cash payments, except in cases mandated by laws or regulations [1]. Group 2: Implementation and Considerations - The regulations categorize measures based on different fields and scenarios, requiring clear signage of payment methods and cash service contact information in self-service modes and managed areas like parks and schools [2]. - Special consideration is given to the needs of elderly individuals, disabled persons, and foreign visitors regarding cash transactions [2]. - Banks are required to establish emergency cash service mechanisms to ensure cash supply and optimize service for special groups during unexpected situations [2]. Group 3: Complaint Mechanism - In cases of cash payment refusal or discriminatory practices, the public is encouraged to retain evidence and report through various channels, including consumer rights protection and financial consumer rights protection [2].