Group 1 - The core viewpoint of the article emphasizes the successful transformation of the banking wealth management industry during the "14th Five-Year Plan" period, achieving corporate, net value, and market-oriented transitions [1] - The banking wealth management industry is entering the "Net Value 3.0" era, driven by continuous progress in classification, unified regulation, and a focus on standardized development [1] - The foundation for high-quality development in the wealth management industry is supported by China's stable economic fundamentals, advantages, resilience, and potential [1] Group 2 - The company aims to solidify and pass down effective practices, creating a clear, stable, attributable, and replicable management system [2] - A factory-like, industrialized management system is being constructed, tailored to the risk-return characteristics of wealth management clients, summarized as "3122" [2] - This "3122" framework includes three layers of investment decision-making mechanisms, a reference portfolio guide, two major business process controls, and two management tools for empowerment [2]
银行理财业正迈向“净值化3.0”时代
Zhong Guo Zheng Quan Bao·2025-12-19 20:10