金融“活水”滴灌一方沃土 看半岛象山特色产业何以向新而行

Core Viewpoint - The article highlights how financial support is driving the development of agriculture and marine economy in Xiangshan, showcasing the integration of technology and industry upgrades for rural revitalization [1]. Group 1: Agricultural Development - The "Red Beauty" citrus brand has seen rapid growth in Xiangshan, with over 37,000 acres planted, and approximately 30,000 acres ready for harvest, becoming a key pillar of rural revitalization [2] - Agricultural Bank of China (ABC) has introduced a specialized "Citrus Loan" to support the "Red Beauty" citrus industry, offering flexible repayment options based on planting cycles [2] - The investment in high-standard greenhouses exceeds 70,000 yuan per acre, with a long payback period of up to ten years, highlighting the financial challenges faced by farmers [2] Group 2: Marine Industry Development - Xiangshan has made significant advancements in breeding the bluefin mackerel, a high-value fish species, overcoming challenges in artificial breeding through controlled indoor farming techniques [3] - The company has invested over 2 million yuan annually in research and development, with approximately 700,000 yuan specifically allocated for bluefin mackerel this year [3] - ABC has provided targeted credit support to help local enterprises overcome technical bottlenecks in breeding, resulting in the successful cultivation of 27 marine fish species, with 16 being unique to the province and 5 filling domestic gaps [4] Group 3: Financial Support and Innovation - ABC's "Huinong e-loan" and other digital products have facilitated easier access to loans for local farmers, enabling them to adopt more profitable mixed farming practices [5] - The bank has committed to providing comprehensive credit support for various local industries, including blue marine farming, citrus planting, and rural tourism, to foster sustainable agricultural development [5] - As of November 2025, ABC's agricultural loans in Ningbo reached 19.535 billion yuan, an increase of 4.018 billion yuan from the beginning of the year, serving over 30,000 farmers and new agricultural operators [5]