The Coming Buyer’s Market: 3 Moves To Make Now To Become a Homeowner in 2026

Core Insights - The housing market is shifting, with increased inventory providing more options for buyers, while buyer activity remains soft, leading to longer market times and slightly lower prices compared to last year [2][3] Financial Preparation - Prospective buyers should take a comprehensive look at their financial situation, including assets and liabilities, to prepare for homeownership [4][5] - Reviewing credit reports is essential as credit profiles significantly influence mortgage options, interest rates, and overall borrowing costs [5] - It is advised to connect with a lender early to understand realistic expectations and necessary improvements for financing [6]