孩子撞伤老人，母亲想出省钱“妙计”

Core Viewpoint - The case involves a fraudulent scheme where individuals attempted to misrepresent a traffic accident as a home injury to claim medical insurance reimbursements, resulting in a total fraud of over 23,000 yuan from the national medical insurance fund [1][2]. Group 1: Incident Overview - On May 8, 2023, a minor named Xiao Jing caused an accident by hitting an elderly woman, Chen A Po, while riding an electric bike, leading to her head injuries [1]. - After the accident, the family members of Chen A Po, including Lu Moufa and Lu Mouxun, were approached by Zhang Moumou, who suggested they falsely claim the injuries were due to a fall at home to secure insurance reimbursement [1]. Group 2: Fraudulent Actions - Lu Moufa and Lu Mouxun, despite knowing the injuries were from a traffic accident, agreed to Zhang Moumou's plan and misled medical staff about the cause of the injuries, claiming it was a home fall [1]. - Between May and June 2023, the family members used Chen A Po's medical insurance card to fraudulently claim over 23,000 yuan from the national medical insurance fund [1]. Group 3: Legal Proceedings - On September 9, 2025, the Xiangshan Medical Security Bureau reported the fraudulent activity to the police, leading to an investigation [2]. - The case was reviewed by the Xiangshan County Procuratorate, which determined that all three individuals acted in collusion to defraud the medical insurance fund, while Chen A Po was not considered a co-conspirator due to her lack of knowledge about the fraud [2]. - In November 2025, the court sentenced the three individuals to seven months in prison, with a one-year probation, and imposed a fine of 3,000 yuan each [2].