Core Viewpoint - The People's Bank of China, in collaboration with the National Development and Reform Commission and the Financial Regulatory Administration, has established regulations to uphold the legal status of the Renminbi, prevent the refusal of cash payments, and meet the diverse payment service needs of the public. These regulations will take effect on February 1, 2026 [1]. Group 1: Cash Payment Regulations - The regulations aim to clarify the cash service obligations of various charging units, business entities, and banking financial institutions, promoting a collaborative effort to maintain a conducive environment for cash circulation [2]. - It is specified that cash payments cannot be discriminated against, and entities must respect the public's right to choose legal payment methods [2]. Group 2: Basic Requirements for Cash Payments - The regulations outline five basic requirements for ensuring cash payments, including the necessity for face-to-face service and the provision of cash payment options in various settings [3]. - Business entities using self-service models must clearly indicate payment methods and cash collection procedures [3]. Group 3: Improving Cash Service Quality - Banking financial institutions are required to enhance cash service quality and comply with relevant cash management laws [4]. - Institutions must ensure adequate cash service capabilities, including the availability of cash deposit and withdrawal services at physical branches [4]. - There is an emphasis on preventing the circulation of unfit Renminbi and supporting cash collection by business entities [4].
三部门出台规定明确:不得对现金支付采取歧视性措施
Zhong Guo Zheng Quan Bao·2025-12-20 01:17