医保卡变“购物卡”，此风当刹

Core Viewpoint - The article highlights the misuse of medical insurance personal accounts, where everyday products are disguised as medical devices to exploit insurance funds, threatening the integrity of healthcare financing [1][2][3]. Group 1: Misuse of Medical Insurance - Everyday items like toothbrushes and masks are being labeled as medical devices, allowing them to be sold in pharmacies and purchased with medical insurance cards [1]. - Some companies are packaging low-value daily products as "medical devices," leading to significant financial losses in medical insurance funds [2][3]. - The practice of using medical insurance cards for non-medical purchases is misleading, as these funds are intended for essential healthcare needs [3]. Group 2: Regulatory and Systemic Issues - The current regulatory framework allows for the misclassification of everyday products as medical devices, necessitating a revision of the medical device classification directory [4]. - There is a need to clarify the payment items in the medical insurance directory to ensure funds are used appropriately for medical purposes [4]. - Strengthening the governance of medical insurance funds is essential to prevent misuse and ensure that funds are directed towards genuine healthcare needs [4].