Core Viewpoint - The current challenges of family wealth succession in Chinese enterprises are severe, with an estimated 80 trillion yuan of private wealth facing succession issues over the next 30 years, and 74% of private and family businesses have not completed succession planning [6][7]. Group 1: Succession Challenges - The lack of succession planning has led to internal and external turmoil in many family businesses, resulting in dual losses of equity value and family reputation [6][7]. Group 2: Solutions through Equity Trusts - Equity trusts can systematically address six key issues in family wealth succession: 1. Top-level design can achieve organic unity of ownership concentration, scientific succession of control, and reasonable distribution of benefits, balancing interests among blood relatives and in-laws, as well as children from within and outside marriage [7]. 2. Family business profits can be globally allocated and market-invested within the trust structure, avoiding high tax burdens associated with personal shareholding models [7]. 3. Introducing external financial institutions can effectively break the control deadlock after the passing of a generation, preventing family matters from evolving into governance crises [7]. 4. Achieving coordination among family governance, trust governance, and corporate governance, with a management checklist clarifying responsibilities [7]. 5. Utilizing charitable trusts to cultivate the values and practical abilities of the second and third generations, aiding in the spiritual inheritance of the family [8]. 6. Establishing flexible exit mechanisms that allow descendants to pursue other careers, creating a succession pattern of "advance when possible, retreat when necessary" [9].
薛京:未来30年,将有80万亿家族企业财富面临传承
Xin Lang Cai Jing·2025-12-20 03:43