What to Expect From PNC Financial Services’ Next Quarterly Earnings Report

Core Insights - PNC Financial Services Group, Inc. is a diversified financial services company with a market cap of $82.5 billion, providing regional banking, wholesale banking, and asset management services [1] Earnings Expectations - Analysts expect PNC to report a profit of $4.19 per share on a diluted basis for Q4 2025, reflecting an 11.1% increase from $3.77 per share in the same quarter last year [2] - For the full fiscal year 2025, EPS is projected to be $15.95, up 14.7% from $13.91 in fiscal 2024, with an expected rise to $17.78 in fiscal 2026, representing an 11.5% year-over-year increase [3] Stock Performance - PNC stock has underperformed the S&P 500 Index, which gained 15.4% over the past 52 weeks, with PNC shares only increasing by 9.1% during the same period [4] - The stock also lagged behind the Financial Select Sector SPDR Fund's 14.5% returns in the same timeframe [4] Market Reaction - PNC's underperformance is linked to weaknesses in core lending operations, leading to a negative market reaction despite a solid earnings report [5] - Following the Q3 results announcement, PNC shares closed down by 3.9%, with revenue reported at $5.9 billion, an 8.9% year-over-year increase, and EPS rising 24.6% year over year to $4.35 [5] Analyst Ratings - The consensus opinion on PNC stock is moderately bullish, with a "Moderate Buy" rating overall; 14 out of 24 analysts recommend a "Strong Buy," three suggest a "Moderate Buy," six give a "Hold," and one recommends a "Strong Sell" [6] - The average analyst price target for PNC is $223.19, indicating a potential upside of 6.5% from current levels [6]