如何构建健康可持续智能金融生态？上海金融业联合会孔庆伟：夯实数字基础设施，打破数据孤岛

Core Viewpoint - The 22nd China International Financial Forum emphasizes the construction of an intelligent financial ecosystem in the digital economy era, highlighting rapid growth in China's digital economy driven by policy guidance and practical innovation [1][5]. Group 1: Digital Economy Development - China's digital economy is developing rapidly, supported by a multi-layered policy system that includes top-level design, special deployments, and local pilot programs [3][7]. - Shanghai has implemented various measures such as policy guidance, infrastructure support, and industry integration to achieve rapid growth in the scale, structure optimization, and quality enhancement of the digital economy [3][7]. Group 2: AI Technology in Finance - Financial institutions are actively adopting AI technology, transitioning from digitalization to intelligentization, impacting areas from customer service to risk management and investment decision-making [3][7]. Group 3: Building a Sustainable Intelligent Financial Ecosystem - Key recommendations for constructing a healthy and sustainable intelligent financial ecosystem include: 1. Strengthening digital infrastructure by accelerating the construction of new infrastructures like 6G and gigabit optical networks, promoting public data sharing, and breaking data silos [3][7]. 2. Enhancing core technology innovation, particularly in AI, blockchain, privacy computing, and quantum computing, while encouraging deep integration of industry, academia, and research [3][7]. 3. Innovating regulatory models to balance innovation incentives with risk prevention, utilizing tools like regulatory sandboxes and real-time monitoring [3][7]. Group 4: Financial Education Reform - There is a scarcity of talent that understands both finance and technology, necessitating a reform in traditional financial education models to cultivate new financial professionals suited for the AI era [4][8]. - The Shanghai Financial Industry Association aims to facilitate high-level exchange platforms, promote collaboration between financial institutions and top universities, and develop training programs for new financial talent [4][9].