“两书同达”激活信用修复“从手动到无感”

Core Viewpoint - The article highlights the significant credit repair reforms in Aihui District, Heilongjiang Province, aimed at optimizing the regional business environment and enhancing the efficiency of credit repair processes for enterprises and individuals [1][2]. Group 1: Credit Repair Challenges - Historically, businesses faced difficulties in credit repair due to complex processes and long durations, often leading to restrictions in key operations like bidding [2]. - Specific examples include Heilongjiang Haihua Mall Co., Ltd., which faced limitations in bidding due to being listed as untrustworthy, despite having the capability and market opportunities [2]. Group 2: Innovations in Credit Repair - Starting in 2024, Aihui District implemented a comprehensive credit management system that includes collection, evaluation, repair, and application, shifting towards a model that emphasizes repair over punishment [3]. - The district introduced a "dual-channel" credit repair service, allowing businesses to access support both online and offline, significantly improving the efficiency of the repair process [3][4]. Group 3: Automatic Credit Repair Mechanism - An innovative "no-sense repair" approach was developed, where compliant businesses that did not actively apply for repair were automatically identified and assisted in the repair process, enhancing government service efficiency [4]. - This proactive approach has been recognized as a best practice in improving the business environment [4]. Group 4: Enhanced Regulatory Framework - Aihui District has implemented a differentiated regulatory framework for businesses that have completed credit repair, including reduced inspection frequencies and other facilitative measures [5]. - As of now, the district has collected 77,000 credit information records and conducted 9,800 industry credit evaluations, identifying over 8,000 trustworthy entities [5]. Group 5: Impact of Credit Repair Reforms - The credit repair services have effectively resolved bidding limitations for companies like Haihua Mall, injecting new momentum into their development [6]. - Since the implementation of credit repair reforms, 36 cases have been successfully completed, with over 80% processed online and an average processing time reduced to under one working day, leading to increased success rates in government procurement and financing activities [6].