新闻分析｜人民币国际化加速前进的“三重驱动”

Core Insights - The internationalization of the Renminbi (RMB) is accelerating, driven by increased cross-border usage, a growing offshore RMB market, and favorable international perceptions [1][2] Group 1: Cross-Border Usage and Trade - The scale of cross-border RMB transactions has steadily increased, with a total of 34.9 trillion yuan in cross-border payments reported for the first half of 2025, marking a 14.0% year-on-year growth [1] - The RMB has become the second-largest trade financing currency globally and the third-largest payment currency by total volume [1] - China's position in the global supply chain continues to strengthen, with an expanding foreign trade scale that makes RMB settlements an effective choice for reducing transaction costs [2] Group 2: Financial Infrastructure and Market Tools - The establishment of bilateral currency swap agreements and the optimization of RMB clearing arrangements have enhanced the financial infrastructure supporting RMB internationalization [2] - The opening of the RMB clearing bank by the Industrial and Commercial Bank of China in Turkey signifies the operational launch of RMB clearing services, which is expected to create new business opportunities for Turkish enterprises [3] Group 3: Global Monetary System Changes - The diversification of foreign exchange reserves among countries has made RMB assets an attractive option for international investors seeking diversified asset allocation [3] - The resilience and elasticity of the RMB against external shocks have improved, contributing to its appeal as a stable asset for international investors [3] - The ongoing shift towards a multi-polar global economic landscape is facilitating the long-term process of RMB internationalization [3]