聚焦中央经济工作会议丨深入推进中小金融机构减量提质

Core Viewpoint - The central economic work meeting emphasizes the need to "deeply promote the reduction and quality improvement of small and medium-sized financial institutions" as a clear task for the upcoming economic and financial work in the next year [1]. Group 1: Risk Management and Institutional Reform - Risk prevention remains a perpetual theme in financial work, with a focus on the prudent handling of risks associated with small and medium-sized financial institutions [1]. - As of June this year, the number of banking financial institutions in China has decreased to 4,070, down by 225 from the end of 2024 and by 534 from the end of the 13th Five-Year Plan, primarily involving small and medium-sized banks [1]. - The number of high-risk institutions and the scale of high-risk assets have significantly reduced from their peak, with a small proportion remaining in the financial system, indicating that risks are fully controllable [1]. Group 2: Future Directions and Quality Improvement - The next steps involve firmly fulfilling the primary responsibility of risk prevention, focusing on resolving existing risks while preventing new ones, and ensuring that there are no "explosions" in risk [2]. - The reform of small and medium-sized financial institutions is accelerating, with improvements in corporate governance and sustainable development capabilities [2]. - The focus for the next year will be on enhancing internal governance and risk management capabilities while promoting localized and specialized operations to better serve the real economy [2].