My aunt gifted me $55K after I gave birth, but I can’t tell anyone about the money. How do I spend it wisely?

Paulo and Natalia are in their 20s and just welcomed their first baby. Between student loans, modest paychecks, and the added costs of childcare, food, and healthcare, money is tight — and over the past few months, they’ve had to lean on debt a bit more than they’d like. Natalia’s aunt recently surprised the couple with a $55,000 investment portfolio — with one catch: no one else in the family can know about it. Keeping such a generous gift quiet might feel a little uncomfortable, but her aunt probably ha ...