Financial Analysis: Bay Banks of Virginia (OTCMKTS:BAYK) & Colony Bankcorp (NASDAQ:CBAN)
Colony BankColony Bank(US:CBAN) Defense World·2025-12-21 07:30

Core Insights - Colony Bankcorp is identified as a superior stock compared to Bay Banks of Virginia based on various financial metrics and analyst recommendations [1] Profitability - Colony Bankcorp has a net margin of 13.51%, return on equity of 9.64%, and return on assets of 0.85% [2] Valuation and Earnings - Colony Bankcorp's gross revenue is $126.05 million with a price/sales ratio of 2.53, and net income of $23.87 million, resulting in earnings per share (EPS) of $1.59 and a price/earnings ratio of 11.51 - In contrast, Bay Banks of Virginia has a gross revenue of $55.38 million and net income of $7.06 million, but lacks available EPS and price/earnings ratio data [4] Analyst Recommendations - Colony Bankcorp has a consensus price target of $21.00, indicating a potential upside of 14.75%, with one buy rating and a rating score of 3.00 - Bay Banks of Virginia has no buy, hold, or sell ratings, resulting in a rating score of 0.00 [6] Institutional & Insider Ownership - 50.4% of Colony Bankcorp shares are owned by institutional investors, while 6.6% are owned by company insiders - In comparison, 7.6% of Bay Banks of Virginia shares are owned by company insiders [7] Summary - Colony Bankcorp outperforms Bay Banks of Virginia in 10 out of 11 financial factors compared [8]